About Fiduciary Capital Management LLC

Independent. Experienced. Fiduciary.

Fiduciary CM® is an independent, SEC-registered investment adviser providing disciplined investment management, financial planning, retirement-plan services and specialized consulting through a client-centered fiduciary relationship.

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Fiduciary Responsibility Advice intended to place client interests first.

Disciplined Oversight A structured process for planning and investment decisions.

Personal Relationships Direct access to professionals familiar with your goals.

Transparent Communication Clear discussion of recommendations, fees and risks.

Who We Are

A more thoughtful and transparent advisory experience.

Fiduciary Capital Management LLC, also known as Fiduciary CM® or FCM, was founded on the principle that investment advice should be objective, disciplined and aligned with the client’s financial interests.

The firm was created by experienced advisory professionals who believed clients deserved a long-term relationship grounded in fiduciary responsibility, prudent decision-making, personal communication and professional accountability.

We combine institutional-level investment discipline with personalized advisory service to help clients navigate financial complexity with greater clarity and confidence.

Our Foundation

Built on principles intended to endure.

Markets, regulations and personal circumstances change. The principles guiding a responsible advisory relationship should remain consistent.

Objectivity

Recommendations begin with the client’s goals, financial circumstances, risk tolerance, time horizon and liquidity needs.

Discipline

Financial and investment decisions are evaluated through a structured process rather than being driven solely by headlines or emotion.

Transparency

Clients should understand the recommendations being made, associated risks, material costs and available alternatives.

Partnership

We seek to develop long-term relationships that evolve as each client’s priorities, family and financial circumstances change.

What We Do

Advisory services connected to the broader financial strategy.

Services are tailored to the client and provided according to the scope established in the applicable written advisory or consulting agreement.

Portfolio Management

Customized portfolio guidance, asset allocation, investment analysis, ongoing monitoring and risk-conscious oversight aligned with the client’s objectives.

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Financial Planning

Planning support may address retirement income, cash flow, risk management, Social Security, tax awareness, insurance and legacy considerations.

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Retirement Plan Services

Services for employers and plan fiduciaries may include plan investment review, fiduciary support, policy development, monitoring and participant education.

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Private Fund Consulting

Independent consulting intended to help eligible investors understand private-fund structures, risks, fees, liquidity and ongoing reporting.

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DST & 1031 Consulting

Education and analysis concerning Delaware Statutory Trusts, replacement-property considerations and other private real-estate structures.

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Retirement Income Guidance

Coordination of investments, income needs, liquidity, Social Security, insurance considerations and other resources used to support retirement.

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Our Fiduciary Standard

Fiduciary responsibility is the foundation of the relationship.

When acting as an investment adviser, Fiduciary CM® is required to act in the client’s best interest and not place the firm’s interests ahead of the client’s interests.

What guides our advice

Recommendations are developed within the context of the client’s individual financial situation and the scope of the advisory engagement.

Client objectives and financial circumstances
Risk tolerance and investment time horizon
Liquidity and anticipated distribution needs
Portfolio restrictions and personal preferences
Costs, risks, conflicts and reasonable alternatives

What clients should expect

The advisory relationship should provide enough information for clients to understand the recommendations and make informed financial decisions.

Clear descriptions of advisory services
Disclosure of material fees and conflicts
Ongoing communication and account review
Thoughtful portfolio and planning oversight
Adjustments as circumstances and objectives evolve

Investment Philosophy

Markets change. Disciplined principles endure.

Our advisory approach emphasizes thoughtful diversification, risk awareness, strategic financial planning and informed decision-making.

Rather than allowing short-term headlines to determine the financial strategy, we seek to keep portfolio decisions connected to each client’s goals, time horizon and ability to accept risk.

View Our Portfolio Principles

Goal-Based Design

Investment strategy begins with the purpose the assets are intended to serve.

Thoughtful Diversification

Portfolios may combine asset classes and investment approaches selected for different risk and return characteristics.

Risk-Conscious Oversight

Volatility, concentration, liquidity, costs and potential losses are considered in portfolio construction and review.

Behavioral Discipline

A defined process can help reduce decisions driven primarily by fear, overconfidence or short-term performance.

Planning Integration

Portfolio decisions are coordinated with cash-flow, retirement, tax, insurance and estate-planning considerations.

Ongoing Review

The strategy is monitored as markets, investments and the client’s circumstances change.

The Advisory Process

A repeatable framework for making financial decisions.

The exact process varies by engagement, but each relationship begins with understanding the client before recommending a strategy.

Discover

Understand the client’s family, financial circumstances, priorities, concerns and long-term objectives.

Evaluate

Review assets, liabilities, cash flow, investments, risks, liquidity needs and existing financial arrangements.

Implement

Develop and coordinate recommendations consistent with the agreed-upon advisory or consulting engagement.

Monitor

Review the strategy and make appropriate adjustments as markets, objectives and personal circumstances evolve.

Leadership & Experience

Experience across advisory services, planning and oversight.

Fiduciary CM® is supported by advisory professionals with experience across wealth management, investment advisory services, retirement planning, financial planning, portfolio management and regulatory compliance.

This range of experience helps the firm evaluate financial decisions from both an investment and fiduciary perspective.

Investment advisory and portfolio oversight experience
Financial and retirement planning capabilities
Retirement-plan and ERISA fiduciary support
Private-market and alternative-investment consulting
Compliance, governance and regulatory awareness

Who We Serve

Guidance for clients seeking a long-term advisory relationship.

Fiduciary CM® works with clients who value personal communication, disciplined oversight and advice designed around their individual circumstances.

Individuals

Investors seeking coordinated investment advice and financial planning.

Families

Households balancing current needs, retirement goals and legacy priorities.

Business Owners

Entrepreneurs coordinating personal wealth, retirement planning and business-related decisions.

Retirement Investors

Clients preparing for retirement or managing income and portfolio risk during retirement.

Private Clients

Eligible investors with complex portfolio, planning or private-market considerations.

Governance & Professional Standards

Strong compliance practices strengthen client trust.

Fiduciary CM® seeks to maintain a culture in which fiduciary oversight, regulatory awareness and professional accountability are incorporated into the firm’s daily operations.

Written policies, supervisory controls, disclosure requirements and recordkeeping procedures provide an operating framework for the advisory services the firm provides.

Learn More About the Firm

Review the firm’s public regulatory information.

Clients and prospective clients should review the firm’s disclosure documents before entering into an advisory relationship.

Firm Brochure & SEC Record

View Fiduciary Capital Management LLC’s public investment-adviser registration record and available disclosure documents.

View SEC Adviser Record

Form CRS

Review the Customer Relationship Summary describing services, fees, conflicts, standards of conduct and additional information.

View Form CRS

Adviser Background

Research investment-adviser firms and financial professionals through the SEC’s Investment Adviser Public Disclosure website.

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Begin with a conversation about what matters to you.

Schedule a video or phone consultation to discuss your financial priorities, current investment approach and how Fiduciary CM® may be able to assist.

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Fiduciary Capital Management LLC is registered with the U.S. Securities and Exchange Commission as an investment adviser. Registration does not imply a particular level of skill or training.

This page is provided for educational and informational purposes only and should not be construed as individualized investment, tax, insurance or legal advice. Advisory services are provided only pursuant to an applicable written agreement and the firm’s current disclosure documents.

All investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Consult qualified tax, legal and insurance professionals regarding your individual circumstances.