Retire With Confidence. Invest With Discipline.
Fiduciary Capital Management LLC provides independent investment advice, portfolio management, financial planning, retirement-plan services and private-market consulting designed around each client’s goals, circumstances and long-term priorities.
- Personalized fiduciary advice
- Institutional-style portfolio oversight
- Transparent planning and reporting
Clarity Through a Disciplined Process
Financial decisions should be guided by defined objectives, careful analysis and a repeatable investment process—not headlines or product sales.
Our portfolio process emphasizes:
- Goals-based portfolio construction
- Risk-conscious asset allocation
- Ongoing monitoring and disciplined review
- Clear communication and transparent fees
- Coordination with the broader financial plan
- Documented investment decisions and oversight
Advice Designed Around Your Financial Life
Our services bring investment management, financial planning, retirement strategy and specialized consulting together within one fiduciary framework.
Portfolio Management
Personalized investment strategies aligned with your goals, risk tolerance, time horizon, liquidity needs and broader financial plan.
- Asset allocation and diversification
- Ongoing investment monitoring
- Risk management and rebalancing
Financial Planning
A coordinated financial roadmap addressing retirement, cash flow, investment strategy, protection needs and legacy considerations.
- Retirement-income projections
- Protection and risk planning
- Education and legacy planning
Retirement Planning
Planning designed to help you understand how savings, investments, income sources and spending needs may work together in retirement.
- Retirement-readiness analysis
- Income and distribution planning
- Social Security coordination
Private Fund Consulting
Independent, non-discretionary analysis and consulting for accredited investors evaluating private funds and alternative investments.
- Offering and structural review
- Liquidity and risk analysis
- Ongoing monitoring support
DST and 1031 Consulting
Structured consulting for investors evaluating DST replacement properties, 1031 exchanges, 1033 events and Opportunity Zone strategies.
- Offering comparison and review
- Fee, leverage and liquidity analysis
- Coordination with outside professionals
Employer Retirement Plans
Fiduciary governance, investment monitoring, plan support, participant education and ERISA §3(21) or §3(38) fiduciary capabilities.
- Investment Policy Statement support
- Fee and investment monitoring
- Committee and participant education
Institutional Discipline. Personal Relationships.
We combine structured investment oversight with the accessibility and personal attention of an independent advisory practice.
Our objective is to help clients understand their financial choices, maintain perspective during changing markets and make decisions through a disciplined long-term process.
Fiduciary Responsibility
Advice is delivered within a fiduciary framework focused on client objectives and disclosure of material conflicts.
Planning-Centered Advice
Investment decisions are evaluated within the context of retirement, cash flow, risk, taxes and legacy priorities.
Independent Perspective
We are not controlled by a bank, insurance company or investment-product manufacturer.
Clear Communication
We emphasize understandable explanations, transparent reporting and informed client decisions.
Disciplined Oversight
Portfolios are monitored through a structured process rather than short-term market reactions.
Compliance Culture
Governance, supervision and regulatory awareness are integrated into the way our firm serves clients.
A Clear and Thoughtful Advisory Process
We begin by understanding your circumstances before recommending a financial strategy or investment approach.
Discover
We learn about your objectives, financial position, concerns, priorities and decision-making preferences.
Design
We develop a planning and investment framework aligned with your needs, risk profile and time horizon.
Implement
Agreed-upon recommendations are coordinated and implemented pursuant to the applicable advisory agreement.
Monitor
We review progress and make appropriate adjustments as markets, goals and personal circumstances evolve.
Fiduciary Governance and Investment Oversight
Effective retirement plans require documented governance, consistent investment monitoring, fee transparency and meaningful participant education.
Support for Plan Sponsors and Investment Committees
Fiduciary CM® works with plan sponsors and committees to support a prudent, organized and defensible fiduciary process.
- Plan analysis and design support
- Investment Policy Statements
- Investment monitoring
- Fee benchmarking
- Committee documentation
- Participant education
Understand the Investment Before Committing Capital
Private investments may involve complex structures, limited liquidity, leverage, layered fees and lengthy holding periods.
Independent Guidance for Complex Investments
Fiduciary CM® provides non-discretionary consulting and advisory services intended to help accredited investors better understand private funds, DSTs, non-traded real estate and other alternative investments.
Our role is to organize the decision process, explain material considerations in plain language and help clients evaluate how an investment may fit within their broader financial strategy.
Private-market services and resources
- Offering structure and strategy review
- Liquidity and transfer-restriction analysis
- Fee, leverage and concentration evaluation
- Coordination with tax and legal professionals
- Ongoing private-investment reporting support
Advice for Individuals, Families and Organizations
Our services are tailored to the circumstances and objectives of each client rather than built around a standardized product recommendation.
Individuals and Families
Investment management and financial planning for households seeking long-term advice and ongoing guidance.
Retirees and Pre-Retirees
Planning focused on retirement readiness, income, portfolio risk, distributions and financial confidence.
Accredited Investors
Independent consulting concerning private funds, alternative investments and private real-estate structures.
Employers and Plan Sponsors
Retirement-plan consulting, fiduciary governance, investment monitoring and participant education.
Market Insights From Fiduciary CM®
Access current observations concerning market conditions, portfolio construction, investment risk and disciplined long-term decision-making.
Market Commentaries
Timely perspectives examining financial markets, changing economic conditions, investment risks and portfolio positioning.
View Market CommentariesCIO Viewpoint
Learn more about the investment research, market analysis and portfolio perspectives provided by Fiduciary CM® Chief Investment Officer James Barrineau.
Visit the CIO ViewpointPortfolio Principles
Longer-form research concerning portfolio construction, income planning, risk management and investment discipline.
Read Portfolio PrinciplesBegin With a Complimentary Conversation
Tell us about your goals, concerns and financial priorities. We will help you determine whether Fiduciary CM® services may be appropriate for your situation.
Important Disclosure
Fiduciary Capital Management LLC, doing business as Fiduciary CM®, is an investment adviser registered with the U.S. Securities and Exchange Commission. Registration does not imply a particular level of skill or training.
Information presented on this website is for educational and informational purposes only and should not be considered individualized investment, tax, accounting or legal advice. Advisory services are provided only pursuant to an appropriate written agreement.
All investments involve risk, including the possible loss of principal. Diversification and asset allocation do not ensure a profit or protect against loss. Past performance is not indicative of future results.
Private funds, DSTs, Opportunity Zone investments and other alternative investments may be speculative, illiquid, subject to transfer restrictions and suitable only for investors who can bear the associated risks. Fiduciary Capital Management LLC does not provide tax or legal advice.
Insurance products are offered through independent insurance agencies and insurance professionals that are not affiliated with Fiduciary Capital Management LLC. Participation in financial-planning or advisory services is not conditioned on purchasing an insurance product.